Introducing new solutions, migrating to new technologies or re-engineering business processes can create a chaotic business environment. Because the infusion of new technology can outpace your ability to assimilate and apply it, project management is a fruitful approach to getting projects done on time, within budget and to specification.
ATM
Electra::ATM provides complete support for management of a network of ATMs. The application scales linearly from a 10 ATM network to over 3000 ATM networks without any changes to the application, by scaling up the hardware.
Electra::ATM supports leading ATM makes and messaging protocols (NCR NDC+, DIEBOLD D912), handling features such as:
Multi-language ATM screens
Multiple currency dispensing
Alternate media (e.g. coupon, ticket) dispensing
Customer and Administrative Transactions
Cryptographic Key Management
Electra
:: ATM
POS
Electra::POS provides complete support for a network of POS devices belonging to different merchants. It supports both VISA II and Hypercom, the leading POS message protocols.
Electra::POS supports transactions such as Normal Purchase, Pre-authorization, Purchase, Pre-authorization Purchase Completion, Phone/Mail Order, Merchandise, Return, Cash Advance, Card Verification, Balance Inquiry, Purchase With Cash Back. Administrative transactions such as Settlement request and Batch upload request and Reversals generation on exception conditions.
e-Channels
Electra::eChannels enables financial institution to extend their application services on multiple electronic channels like the Internet, WAP, etc., For example transactions originating can be routed through Electra and integrate multiple cross-financial applications. With Electra, the financial institution can provide a single window view to the enterprises customer cutting across multiple financial domains and servicing channels.
Pay-e
Electra::Pay-e presents a powerful new opportunity for firms in the financial services, telecommunications, and utilities sectors to strategically use billing processes to sharpen their competitive edge in the new electronic economy. A well designed and implemented electronic bill presentment and payment solution can leverage electronic billing process to enhance customer care, target marketing programs more accurately, cross-sell products and services, while simultaneously reducing operational costs.
Payment Gateway
Shoppers who use web browsers for purchases at Web Merchants are often reluctant to disclose information about credit/debit cards to the Merchant. Shoppers prefer to divulge this information to third parties (e.g. banks) perceived to be trusted intermediaries. Opus has developed and launched Electra::Payment Gateway) to address and meet this market requirement. It provides the following facilities:
Enables banks and payment processors to support a network
of registered web merchants.
Acquires and processes web-based card transactions from customers
of these web merchants
Routes transactions to appropriate EFT Switches for authorization
Employs high security features for authentication and integrity
of transactions.
Cards
Electra::Card is a comprehensive debit and credit management system. It manages and supports end-to-end requirements of a credit/debit/smart -card center including Card Application Processing, Card Issuing, Bill Production, Payment Processing, Payment Follow-up, Merchant Management, Chargeback, On-line Authorization and Customer Care.
Electra::Card is inherently flexible and designed for ease of growth and scalability. It is designed ground up for a multi-country, multi-lingual, multi-currency environments where a cardholder may enjoy full flexibility in linking cards and accounts.
Electra::Card ensures secure access by system administrators and other users through a powerful mechanism for access control. It uses HSM (Host Security Module) for encryption services during Card production and PIN generation; and for decryption services during card and transaction validation. Electra::Card provides a wide array of reports covering routine operations for the Card Centre to monitor its operations. It also produces MIS reports for the management. Every action by a user is recorded in an audit system.
RETURN TO PRODUCT & SERVICES
|
|||||||||||||||||||||||||||||||||||
